Calculators and Tools

Baby's First Year Cost Calculator

Get a personalized cost estimate based on your choices for childcare, feeding, diapers, clothing, gear, and medical care.

📍 Your State

Selecting your state uses real childcare cost data for your area.

🏠 Childcare

No paid childcare (stay-at-home parent, family help) Part-time daycare center Full-time daycare center Full-time family daycare (in-home) Full-time nanny

How many months of childcare in the first year?

🍼 Feeding

Breastfeeding (pump supplies, storage bags, nursing bras) Formula feeding Combination (breast + formula)

🧷 Diapers & Wipes

Disposable diapers Cloth diapers (wash yourself) Combination (cloth at home, disposable out)

👶 Clothing

Mostly secondhand / hand-me-downs Mix of new and used Mostly new

🛒 Gear & Nursery

Budget (basic essentials only) Moderate (mid-range car seat, stroller, crib, monitor) High-end (premium everything, full nursery set)

🏥 Medical

Include health insurance premium increase and copays ($4,000/yr avg)