Maternity Leave Calculator
See your personalized leave timeline, income breakdown, and action checklist.
About This Tool
This calculator helps you understand how your maternity leave benefits stack together — federal FMLA, state paid leave programs, short-term disability, and PTO. Enter your details to see a personalized timeline showing when each benefit kicks in, how much income to expect each week, and what steps to take before your leave begins.
Understanding Your Benefits
FMLA
Federal law providing 12 weeks of unpaid, job-protected leave. Applies to employers with 50+ employees if you've worked 12 months and 1,250+ hours.
Short-Term Disability
Employer-provided insurance that replaces 50-70% of your salary during medical recovery (6 weeks vaginal, 8 weeks C-section). Must be enrolled before pregnancy.
State Paid Leave
14 states + DC offer paid family leave programs with 60-90% wage replacement. Benefits, duration, and eligibility vary by state.
PTO / Vacation
Your accrued paid time off can extend your leave or fill gaps between other benefits. Many parents use PTO first for full-pay weeks.