Mississippi Childcare Costs (2026)
Average daycare prices for center-based and family care
How Mississippi Compares
Tax Credits & Subsidies
All Mississippi families can claim the federal Child and Dependent Care Tax Credit (CDCTC): 20-35% of up to $3,000 for one child or $6,000 for two or more (max credit: $1,050-$2,100). If your employer offers a Dependent Care FSA, you can save up to $5,000 pre-tax per year for childcare.
Mississippi Childcare FAQ
How much does daycare cost in Mississippi?
The average annual cost of center-based infant care in Mississippi is $6,188 per year ($516/month). Family/home daycare is typically cheaper at $4,455 per year. Toddler care costs slightly less, averaging $5,980 per year for center-based care.
What is the cheapest childcare option in Mississippi?
Family/home daycare is typically the most affordable option in Mississippi, averaging $4,455 per year for infant care compared to $6,188 for center-based care — about 28% less. Other options include nanny sharing (splitting a nanny's cost with another family), au pairs, or cooperative childcare arrangements.
What percentage of income goes to childcare in Mississippi?
In Mississippi, infant center-based care costs approximately 11.9% of the median household income ($52,000). The federal government considers childcare affordable at 7% of household income — a standard that no state currently meets for infant care.
How does daycare compare to college tuition in Mississippi?
Center-based infant care in Mississippi ($6,188/year) is comparable to the average in-state public college tuition ($9,000/year). In many other states, daycare actually costs more than college.
What childcare tax credits are available in Mississippi?
All Mississippi families can claim the federal Child and Dependent Care Tax Credit (CDCTC) of 20-35% of up to $3,000 for one child or $6,000 for two or more children. Additionally, if your employer offers a Dependent Care FSA, you can set aside up to $5,000 pre-tax for childcare expenses. Some states offer additional state-level childcare tax credits.
Does Mississippi have free pre-K?
No, Mississippi does not currently offer universal pre-K for all families. Some income-eligible families may qualify for state-funded preschool programs or Head Start. Check your local school district for available pre-K options.