Rhode Island Childcare Costs (2026)
Average daycare prices for center-based and family care
How Rhode Island Compares
Tax Credits & Subsidies
All Rhode Island families can claim the federal Child and Dependent Care Tax Credit (CDCTC): 20-35% of up to $3,000 for one child or $6,000 for two or more (max credit: $1,050-$2,100). If your employer offers a Dependent Care FSA, you can save up to $5,000 pre-tax per year for childcare.
Rhode Island Childcare FAQ
How much does daycare cost in Rhode Island?
The average annual cost of center-based infant care in Rhode Island is $18,486 per year ($1,541/month). Family/home daycare is typically cheaper at $13,310 per year. Toddler care costs slightly less, averaging $16,500 per year for center-based care.
What is the cheapest childcare option in Rhode Island?
Family/home daycare is typically the most affordable option in Rhode Island, averaging $13,310 per year for infant care compared to $18,486 for center-based care — about 28% less. Other options include nanny sharing (splitting a nanny's cost with another family), au pairs, or cooperative childcare arrangements.
What percentage of income goes to childcare in Rhode Island?
In Rhode Island, infant center-based care costs approximately 24.8% of the median household income ($74,489). The federal government considers childcare affordable at 7% of household income — a standard that no state currently meets for infant care.
Is daycare more expensive than college in Rhode Island?
Yes. Center-based infant care in Rhode Island ($18,486/year) exceeds the average in-state public college tuition ($14,600/year) by $3,886. This pattern holds true in most US states.
What childcare tax credits are available in Rhode Island?
All Rhode Island families can claim the federal Child and Dependent Care Tax Credit (CDCTC) of 20-35% of up to $3,000 for one child or $6,000 for two or more children. Additionally, if your employer offers a Dependent Care FSA, you can set aside up to $5,000 pre-tax for childcare expenses. Some states offer additional state-level childcare tax credits.
Does Rhode Island have free pre-K?
No, Rhode Island does not currently offer universal pre-K for all families. Some income-eligible families may qualify for state-funded preschool programs or Head Start. Check your local school district for available pre-K options.