How Florida Compares
Florida offers free pre-K for all 4-year-olds, which can save families thousands per year.
Tax Credits & Subsidies
All Florida families can claim the federal Child and Dependent Care Tax Credit (CDCTC): 20-35% of up to $3,000 for one child or $6,000 for two or more (max credit: $1,050-$2,100). If your employer offers a Dependent Care FSA, you can save up to $5,000 pre-tax per year for childcare.
Florida has no state income tax, which means more of your paycheck stays in your pocket — partially offsetting childcare costs.
Florida Childcare FAQ
How much does daycare cost in Florida?
The average annual cost of center-based infant care in Florida is $9,238 per year ($770/month). Family/home daycare is typically cheaper at $6,651 per year. Toddler care costs slightly less, averaging $8,500 per year for center-based care.
What is the cheapest childcare option in Florida?
Family/home daycare is typically the most affordable option in Florida, averaging $6,651 per year for infant care compared to $9,238 for center-based care — about 28% less. Other options include nanny sharing (splitting a nanny's cost with another family), au pairs, or cooperative childcare arrangements.
What percentage of income goes to childcare in Florida?
In Florida, infant center-based care costs approximately 13.6% of the median household income ($67,917). The federal government considers childcare affordable at 7% of household income — a standard that no state currently meets for infant care.
Is daycare more expensive than college in Florida?
Yes. Center-based infant care in Florida ($9,238/year) exceeds the average in-state public college tuition ($6,400/year) by $2,838. This pattern holds true in most US states.
What childcare tax credits are available in Florida?
All Florida families can claim the federal Child and Dependent Care Tax Credit (CDCTC) of 20-35% of up to $3,000 for one child or $6,000 for two or more children. Additionally, if your employer offers a Dependent Care FSA, you can set aside up to $5,000 pre-tax for childcare expenses. Some states offer additional state-level childcare tax credits.
Does Florida have free pre-K?
Yes, Florida offers universal pre-K for all 4-year-olds regardless of income. This can significantly reduce childcare costs during the preschool year, saving families thousands of dollars.