Childcare Costs by State (2026)
Compare daycare prices across all 50 states and DC
💸 Most Expensive States
💚 Most Affordable States
All States
Is it worth going back to work?
Calculate your real take-home pay after childcare, taxes, and work expenses.
Try the Childcare Cost Calculator →Understanding Childcare Costs
Childcare is one of the largest expenses for American families with young children. The federal government defines "affordable" childcare as costing no more than 7% of household income — a standard that no state currently meets for center-based infant care. Costs vary dramatically by state, care type (center vs. family daycare vs. nanny), and child's age (infant care costs the most due to lower caregiver-to-child ratios).
In over 38 states, the annual cost of infant daycare exceeds the average in-state public college tuition. For two-child families, childcare costs exceed mortgage payments in 45+ states. Tax credits like the Child and Dependent Care Tax Credit (CDCTC) and Dependent Care FSAs can help offset some costs, but the maximum benefits cover only a fraction of actual expenses.